In these crazy times it might seem silly to talk about saving your pennies. I mean really when was the last time you could buy anything with a penny. There was even talk about getting rid of the penny altogether. I don't see the need to do that after all pennies do serve a purpose.

I, for one like to keep pennies around so that I always have exact change. I am one of those people who if something comes to $5.04, I want to give you the four pennies. I hate when I only have a nickel and then I have to get the penny back. Of course I happily take it because eventually down the road I will need it to make exact change.

I have heard many people says we don't need pennies, but that isn't true in my book. Let's take sales tax for instance, if we didn't have pennies there is a good chance that they would just raise the tax so we only have to deal with tax in increments of 5 or 10.

If we didn't have pennies what would we throw into fountains to make wishes? Nickels, dimes and quarters would start adding up quick. And what would all the people who play the penny slots at the casinos do. If they are playing the quarter machines now they won't be playing them just cause you got rid of the penny.

So let's take a moment to appreciate the fact that even though nothing cost a penny anymore we can still find uses for it. After all "see a penny pick it up, all the day you'll have good luck" may be reason enough to keep those shiny copper coins in circulation.

By the way this Thursday is National One Cent Day. Let's celebrate the penny by giving people exact change all day. And by make wishes with them in fountains. I can think of a few things I want to wish for in 2021 but that is a different article.

LOOK: Here are 25 ways you could start saving money today

These money-saving tips—from finding discounts to simple changes to your daily habits—can come in handy whether you have a specific savings goal, want to stash away cash for retirement, or just want to pinch pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]