Do you write checks anymore? Very few people seem to write them anymore. Maybe you have one bill a year that cannot be paid online, or you keep a check in your wallet, just in case you are in a situation where if you paid by debit or with credit card will be charging you a tremendous amount more?

In the times of scammers everywhere there is a scam that you need to know about if you ever write or mail checks, it is horrific theft of your information and ultimately your money.

What is the scam of Check Washing?

Close-up of a businessman's hand opening envelope with paycheck

What is check washing? I don't know if the scammers are getting more creative or I am just getting naiver. The scammers get access to your check, usually they steal it out of your mailbox. Then they use a chemical to wash important information off your check, like who it is supposed to be paid to, and the amount that you are paying someone.

READ MORE: Signs There Is a Skimmer on Your Gas Pump

They then take the check, with your real signature and add their name and a new amount to be paid, then they cash it. 

WZAD-WCZX The Wolf logo
Get our free mobile app

How can you keep this check washing from happening to you?

The Hollywood Museums "Marilyn Monroe: The Ultimate Hollywood Icon"
Getty Images

How can you keep this from happening to you? You might not be able to keep it from happening, but you can help to minimize it happening to you. Here are a few ways to reduce the likelihood of it happening:

  • Pay your bills online when it is possible.
  • If you are mailing your bill, walk it into the lobby of the post office, so it gets in the hands of the USPS as soon as possible.
  • Avoid leaving mail in your mailbox overnight.

Lastly, if you do write checks, you should also use online banking to double check the check when it comes back to the bank cancelled. Look at the check online, is that the person that you wrote it to? Is that the correct amount that you originally made the check out for?

READ MORE: Protect Yourself From These Common Scams

Using data from the BBB Scam Tracker Annual Risk Report, Stacker identified the most common and costly types of scams in 2022.

Wait Did You Just Get Scammed Online? Here's What to Look Out For, Read This NOW

In order to avoid a scammer getting the better of you, check out the following red flags to look out for as well as preventative measures to take from Dr. Skiba, AKA Dr. Fraud himself:

How Many of These 24 Scam Texts Have You Gotten? Don't Fall For Them!

Although some may be humorous, others appear legit. Here are 24 texts I received in just one month's time, as well as one I'm surprised I never got.

Spam texts are listed in the same order that was received.

More From WZAD-WCZX The Wolf