It's a question I ask myself this time of year, every year. Who do I tip? And how much?

If you have the same problem this may help.

A new survey from Care, asked people how much they're planning to tip people for the holidays, and one in three people say zero, zilch, NOTHING.

First here are the two major reasons people say they aren't tipping. 41% of them say it's because they can't afford it and 34% say they don't think it's necessary.

People that are considered experts disagree. They say you should tip your hair stylist, cleaning lady, your kids' teachers, the gardener, the plumber, the newspaper delivery guy and your dog walker.

You can look up plenty of guides on how much to tip, usually it's around $20.

The survey also found that about 16% of families will tip a total of around $100, 34% will give out up to $250 and 20% will give more than $250.

Do you get tipped during the holidays? Leave a comment below.

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