The "frequency of natural disasters is on the rise, especially in New York."

On Tuesday, a Quote Wizard spokesperson reached out to Hudson Valley Post to let us know their research proves natural disasters are happening at alarming rates across New York State.

Natural Disasters Increased By 162 Percent In New York State

Hurricane Ian Slams Into West Coast Of Florida
Getty Images

Over the past 20 years, billion-dollar natural disasters have increased by 162 percent in New York State, according to Quote Wizard.

"The frequency of natural disasters is on the rise, especially in New York. Our team of analysts found that billion-dollar natural disasters have increased by 162% in New York over the last 20 years," a Quote Wizard spokesperson told Hudson Valley Post in an email. "Our report includes information on the most common natural disasters by state and the highest frequency of disaster events.

For all the news that the Hudson Valley is sharing make sure to follow Hudson Valley Post on Facebook, download the Hudson Valley Post Mobile App and sign up for the Hudson Valley Post Newsletter.

Over the past 40 years, between 1982 and 2022 there have been 77 natural disasters in New York State, Quote Wizard reports.

Tornado Watch Issued for Half of New York State

"Homeowners insurance covers some natural disasters, but you need to purchase separate policies if you want to be covered for floods and earthquakes," Quote Wizard states.

Officials estimate these disaster events have cost New York between $50-100 billion since 1982.

New York State had 21 natural disasters between 1983 and 2002. There were 55 disaster events between 2003 and 2022, Quote Wizard reports.

Keep Reading: Missing Hudson Valley Woman Killed After Newborn Party, Teen Charged

Tornado In Stormy Landscape - Climate Change And Natural Disaster Concept

"There is no single insurance policy called natural disaster insurance, but home insurance policies can cover several types of natural disasters. The natural disasters covered by your home insurance depend on the type of policy you have. The most common homeowners insurance policy is called an HO-3, which includes protection from fires, hail, volcanic eruptions and some damage from tornadoes and hurricanes," Quote Wizard said.

LOOK: The most expensive weather and climate disasters in recent decades

Stacker ranked the most expensive climate disasters by the billions since 1980 by the total cost of all damages, adjusted for inflation, based on 2021 data from the National Oceanic and Atmospheric Administration (NOAA). The list starts with Hurricane Sally, which caused $7.3 billion in damages in 2020, and ends with a devastating 2005 hurricane that caused $170 billion in damage and killed at least 1,833 people. Keep reading to discover the 50 of the most expensive climate disasters in recent decades in the U.S.

Nearly 40 Children Have Recently Gone Missing From New York State

KEEP READING: See the richest person in every state

Did You Know? Over 100 Fun Facts About the Hudson Valley

Did you know that Lucille Ball made her stage debut in the Hudson Valley? How about Philadelphia Cream Cheese wasn't invented in Philadelphia, but in Orange County? Or that a mansion in Dutchess County inspired the expression "keeping up with the Joneses?" Find out about those and over 100 other fun facts about the Hudson Valley. 

More From WZAD-WCZX The Wolf